While it's not required, getting pre-approved is highly recommended. It gives you a clear budget, makes your offers stronger in competitive markets, and speeds up the closing process. As your loan consultant, I can handle your pre-approval in-house.

Having one advisor handle both sides means seamless communication, no back-and-forth between separate professionals, and faster closings. I understand your financing and can tailor your home search, and your offer strategy, around what works best for your loan.

It depends on the loan type. Conventional loans typically require 5–20%, FHA loans as low as 3.5%, and VA loans offer zero-down options for eligible veterans. I will walk you through which programs you qualify for and what fits your budget.

I serve King, Snohomish, and Pierce Counties, including Seattle, Bellevue, Shoreline, Edmonds, Lynnwood, Snohomish, Tacoma, and the surrounding communities.

From pre-approval to closing, the typical timeline is 30–60 days once you find a home. The pre-approval itself can be done in as little as 24 hours. I work to make the process as efficient as possible.

Pre-qualification is an informal estimate based on self-reported financial information. Pre-approval is a formal process where your credit, income, and assets are verified by a lender. It carries significantly more weight with sellers.

No. I offer free comparative market analyses (CMAs) for homeowners looking to sell. This gives you an accurate picture of your home's value based on recent comparable sales in your area.

Absolutely. As a licensed loan consultant with loanDepot, I can evaluate your current mortgage and determine if refinancing could lower your rate, reduce your monthly payment, or help you access home equity.